Thursday, November 20, 2014

Saturday, November 15, 2014

Sunday, November 2, 2014

YOU WERE A GOOD ONE.

I occupied the first floor of this space for three years. It was truly the only place that felt like home ever since I moved out here in 2006. It hurts and it makes me sad that I will not occupy this space again. But, I'm starting over. At least I'm trying to.

Monday, October 20, 2014

HeyUSA!

If anyone is looking for some good laughs, I encourage you to check out Grace Helbig and Mamrie Hart's travel show, "HeyUSA!" These ladies are too funny and are really pulling me through some bumpy rides.

Sunday, October 19, 2014

LET'S START OVER.

source: CONGO Studio
Things have changed in my neck of the woods. I'm still adjusting. It's still unsettling and scary at times. You think everything has been figured out. You've been on this path for so long and all of a sudden, you hit a dead end. Maybe the path was becoming more rocky, more difficult to tread, but you march along, sometimes merrily, other times reluctantly. What do you do when you can't go any further? 

Sit and cry. 
Get angry. 
Bitch and moan. 
Forge your own path.
Move on.

I'm doing all of the above. Some days are better than others. These things take time. It will get better. 

Enough with being vague.

Right now, I'm taking the time to focus on myself. I'm doing a 12-week workout program with some friends, taking my dog for long walks in the woods, and watching a lot of bad TV shows that star good-looking people. Oh, and drinking some pumpkin hot chocolate while snuggling with some cats.

It will get better.

Monday, February 17, 2014

MODIFICATIONS.

source: strivingonward
I said I'd come back on Monday with a few modifications for my spending strike. Granted, it's 10 PM on Monday night, but it still counts, right?

When I came back from San Diego, I realized I had to re-evaluate a few things. I want 2014 to be a good, fun year, but I also want to be successful at paying off my debts.

Here are a few things I will try to do differently:

1. Allot $20 a paycheck to my "fun" money budget. This will be used for movies, dinner, etc. It doesn't seem like much, but I'd try to refrain from using it. Just because I have $40 in my "fun" money doesn't mean I have to use it. It doesn't seem fair for Matt to buy me movie tickets all the time and pay for my dinner.

2. Try to save $10 a paycheck for my trip to San Diego in July. If possible, I'd like to put a bit more away. If I save $10 a check right now, I'll have about $100 to take with me. Not bad, but a little extra would be a nice cushion. And I'll definitely be bringing my spending money in cash form because it's too easy to shop and swipe (my debit card).

3. Try couponing? I'm not sure this will work for me, but I'll have to look into it. Grocery shopping is already such a chore, but I know it's where we need a lot of work. Typically, we meal plan by figuring out what we want to eat that week but maybe I'll try seeing what's on sale at the grocery stores and work around that. This part may take some time.

4. Take it day by day. I get too anxious thinking about money and I shouldn't. I always think that if I just had more of it, things would be okay. I need to accept what I have and take responsibility for the position I'm in.

I feel like I had more to add, but I've been at work for nearly 14 hours and I am beat. I'll be back again with a post about my trip to San Diego (even though it seems like old news). G'nite!

xoxo, Jessica

Saturday, February 15, 2014

HOLY CROW.

source: jasminestarblog

Yeah, yeah, yeah, I haven't posted in over a month, but let's get right into it!

 I have royally screwed up my spending strike and it was all San Diego's fault. Of course, I loved seeing my family and friends and had a grand 'ole time, but did I really need to spend nearly $300 while I was there? I don't normally spend $300 in any given week! I ate at too many restaurants and shopped until I dropped. I granted myself some spending money to eat out occasionally, but I told myself I wouldn't do any frivolous shopping. It all started because I forgot my running shoes. I wanted to buy a pair because I wanted to work out. I bought a pair at TJ Maxx. Did I work out? No. It's kind of funny. Along with the running shoes, I bought a sweater that I ended up returning because I felt guilty about buying it. I was going to return the shoes, too, but convinced myself that I was eventually going to buy shoes anyway. And then I just spent and spent and spent.

I wanted to get back on track when I came back home, but it hasn't worked out so well. I just lost sight of it all. And then I got my tax return but I have to save half of it for my trip to San Diego in July. I've already overspent for the month of February by $145. I haven't added any extra money to my credit cards at all.

I really want this to be successful. I just have to try harder. It worked out well in the beginning of January because I thought about it constantly. Doesn't sound like much of a strategy, but if it works, it works! I must remember: I HAVE EVERYTHING I NEED.

On a positive note, my trip to San Diego was wonderful and I am so excited to go back in July. My nephew is the cutest red-headed little babe in town and I miss him like crazy every day! I hung out with my best friend and got to be present for bridesmaid dress shopping and we watched Frozen and I loved it! I ate at delicious restaurants, although was very surprised at how difficult it was in finding vegan options. Most restaurants that offered vegan food were asian-inspired. I just wanted some pancakes for brunch one day but settled on a HUGE breakfast burrito with tofu. I was very happy to find a place (Paradise Yogurt) serving vegan soft serve ice cream! Before I was vegan, I LOVED vanilla soft serve with rainbow sprinkles, so it was a treat to have.

Alrighty. So, I've been back in town for 2 weeks and need to get back on track! I'll return on Monday with a few modifications to my spending strike to hopefully make it more manageable. Happy weekend everyone!

xoxo, Jessica

Friday, January 10, 2014

FRIDAY FINDS.

one / hooded olive coat. two / eaton tote. three / j.crew shirt. four / jeansfive / charley boot. six / Sol LeWitt exhibit.

I'm playing around with blog ideas and learned how to make mood boards! I spent a lot longer than I should have putting this one together, but with more practice, I'm sure I'll be a natural in no time.

It may not be a good idea to create style boards (or any boards for that matter) when I'm on a spending strike! Ha! Oh, the irony. Who cares? It's fun. If it leads me down a dark and dangerous path, I'll stop. I swear. Besides, most of the items on this board are out of my price range! Not to mention the purse, the coat, and the shoes are not vegan-friendly. I already had the pictures pulled from Pinterest so I just stuck with them. Mood boards in the future will be vegan-friendly.

I'd like to try to center these boards around a certain theme, but not sure I'll be able to pull it off. For right now, they may be random and sporadic. The one above is for a day at MASS MoCA. Matt informed me they were having a free day tomorrow so we're going to venture over and have a good look around. 

ALREADY?!

source: kensiekate

Well, I'm 10 days into January and I have already decided to take my blog in a different direction. It's not a huge change by any means. Instead of focusing on my "spending strike" I will be throwing in bits and pieces of life happenings. This has basically just turned into a personal blog so I can archive memories.

I'm always a little embarrassed when I come up with blog names and feel the need to explain the meaning behind everything. I'm a Roald Dahl fan (who isn't?) and came across the above quote. I obviously just pulled words from the quote and made it my blog name! Ta-da! It's a good reminder to have good thoughts, good intentions, good feelings, good everything!

Continuing on...I will still document my progress, successes, and failures of my "spending strike".  So far, on this 10th day of January, I'm doing pretty well. I haven't purchased anything that wasn't a need. I haven't been lured into going to Target for no reason. I just have no desire to spend my money on things...at least, for right now. Finances are so tight that I can't even contemplate spending money on things that aren't necessary. I have been toying around with the idea of giving myself "fun" money each month, but I'm not sure. It wouldn't be much, maybe $30-40 each month. I haven't decided what I would do if I didn't spend all of my monthly "fun" money. Maybe I'll put the remaining balance towards my credit cards or put it into my savings account. Or, maybe I'll allow it to roll over. We'll see how that goes.

I guess it's worth mentioning that I paid off one of my credit cards already. Wahoo...I guess. There is a bit of backstory that I won't delve into deeply. Basically, I took a credit card out for a loved one so they could make one big purchase and they promised to pay the card off. Well, they never did and the card defaulted and was sent to collections, and blah blah blah. I was bombarded with phone calls from the company about my delinquency. I finally had it and decided that this particular person wasn't going to be responsible, so I called the credit card company and set up a payment plan with them to finally pay this debt back. Luckily, I didn't have to pay the whole balance. I believe the balance on the card was in the $900 region but I only paid back $500 or so. I made my final payment yesterday. I'm glad it's over with. I don't want to be bitter about the particular situation. I mean, I can't be bitter and look lovely at the same time, right? I clearly shouldn't have taken a credit card out for someone else...or let them max out another one of my cards (let me hang my head in shame for a minute)...but, you live and you learn, right? Maybe that was too much information. Maybe not. Oh, well!

On the bright side, I will be meeting my baby nephew in TWO WEEKS. He better love me because I'm going to be squeezing the heck out of him when I arrive.

Wednesday, January 1, 2014

DAY 1: SO FAR SO GOOD.

source: blog.mintsider.com

It's almost 4:30 PM on the east coast and so far I have not spent a single penny! It also helps a bunch that I haven't stepped foot outside of my apartment and that I don't have any money to spend. The real test will be when I get paid next week.
Matt & I had a very low-key new year. We went to see The Hobbit movie and crashed on the couch afterwards. Party animals.

My spending strike success might be a slow start. I'm predicting that I won't save as much as I anticipate, but at least I do believe there will be some success in the end. I have approximately $10,000 in credit card debt (nearly $100k in student loans...which I hope to tackle before I die). This spending strike is set to conclude at the end of 2014 and if I want to achieve my goal, I'd have to save an average of $850 a month. I can already tell you that is not realistic, BUT, I'll still try my darn best!

This month I will be flying to San Diego to visit my baby nephew for the first time. I don't plan to spend money shopping, but I'm going to allow myself money for food only. Food is definitely on my needs list. I'll be buying my own groceries while I'm there (can't really mooch off the parents since I'm vegan and they're not) and will probably go out to eat a couple of times.

Hope everyone had a safe and happy new year!